Services

Generational wealth specialists help clients understand the more complex areas of investing, such as determining the future liquidity of private equity and how trading options can reduce risk, increase income, or boost returns. These specialists are here to ensure everyone is in sync.

The Generational Wealth Specialist implements an estate planning through the use of trusts to maximize the amount of wealth that will transfer to heirs as efficiently as possible. Specifically helping locking in values in early years in client lives and titling trusts so heirs maintain control. Helping mitigate or eliminate risks to heirs from business creditors, divorce, or unforeseen liabilities. All while mitigating or eliminating exposure to potential estate tax for future generations.

A generational wealth specialist can be named independently to serve in roles such as a trust protector or a trust committee to protect the family when unexpected situations arise (e.g., a corporate trustee abusing their powers or dramatically increasing fees). Typically, providing consistency, a generational wealth specialist can be named as a trust protector for foundations, trusts, or other legal entities to make the necessary changes to protect a beneficiary should something unexpected occur with a corporate (or family) trustee.

Working with younger generations to help them respect and understand the power and responsibility of strong finances is crucial. Whether it is a second-generation member in middle age seeking an understanding of investing or estate planning, or a third-generation teen seeking to understand the basics of investing, Generational Wealth Specialists ensure that all generations work together and are prepared to handle the wealth their family has.

Whether it’s providing access to private medical groups or helping clients navigate the waters of health insurance or long-term care insurance, the Generational Wealth Specialist makes sure these areas are being properly used by clients in a timely manner.

The use of put and call options in a client’s portfolio can be a great tool for increasing income, lowering risk, or adding an opportunity for robust returns when used correctly. We teach clients how to trade options to meet their specific needs without taking on unnecessary risk.

Determining how much money you need to retire can be daunting. We work with clients to ensure they know how much they need to retire, when they can retire, and their best pathway through retirement, so they maintain their complete financial freedom.

Whether we are adjusting a current budget to better meet financial needs or establishing a new budget for clients, we ensure clients know exactly what they can and cannot afford so their financial situation is sound.

Using our custom software, we can estimate what a university in the United States will cost in the years to come. Once that is incorporated into a client’s specific financial situation and savings, we can advise on savings goals and how to invest to meet future college expenses using Tax-Savings accounts like 529s or their own investment accounts.

Whether it’s box seats at a special event or discounts on private flying, Generational Wealth Specialists have access to more people, resources, and opportunities than most. (If you are looking for something, they might know how to get it).

Some clients just want or need more, and families become more complex. Whether it is because of a wonderful addition to the family or a tragic event such as the loss of someone who knew and understood the finances, the Generational Wealth Specialist has the time and the knowledge to help you through any situation. A generational wealth specialist can fill many shoes, including providing peace of mind for a client who travels a lot and would like someone to check on their biggest asset while they are gone (their home).